Loan Review Officer

<div class="benefits"> <div><strong>Benefits:</strong></div> <ul> <li>401(k) matching</li> <li>Bonus based on performance</li> <li>Competitive salary</li> <li>Dental insurance</li> <li>Health insurance</li> <li>Paid time off</li> <li>Training & development</li> <li>Vision insurance</li> </ul> </div> <div class="trix-content"> <div> <strong>SUMMARY:<br></strong><br>Performs reviews of bank's commercial loans to ensure compliance with established policies and standards. <br><br><strong>ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:</strong> </div><div> </div><div> • Evaluates quality of commercial loans and assigns risk rating indicating borrower's financial strength and probability of loan repayment. <br>• Selects loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.: <br>• Records data in software, such as purpose of loan, balance, collateral, and repayment terms. <br>• Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained. <br>• Identifies problem loans and describes deficiencies. <br>• Writes summary of analysis and reasons for assigning adverse risk rating. <br>• May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management.</div> </div> <p>Flexible work from home options available.</p>